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PRIVACY STATEMENT

Collectibles Management Resources (CMR) is committed to maintaining the privacy and confidentiality of your personal information.  This privacy statement sets forth our current policy as updated 2/27/2020.  Please read this policy before using the website and submitting any personal information.  By using the website, you acknowledge that you have read and understand the terms of the privacy policy, agree to the terms and conditions of the site, and consent to the collection and use of your personal information as described in the policy.

 

  1. A consumer has the right to request that the business disclose the following:
    1.  The categories of personal information we collect;
    2. The categories of sources from which the personal information is collected;
    3. The purpose for collecting the personal information;
    4. The categories of third parties with whom the business shares personal information; and
    5. The specific pieces of personal information we have collected, disclosed, or sold.

 

Such a request can be made to CMR at 1-888-573-0209 or via email to privacy@cmrfresno.com.  Once we receive your request, we will compare information you provided with the information we already have.  If we can verify that the request came from you, we will provide the required information.  If we cannot verify that the request came from you, we will notify you. 

  1. We typically collect the following categories of personal information about a consumer and that information is used for debt collection purposes only.
    1. Health insurance information, which we obtain from the consumer’s creditor or the consumer if we are collecting medical debt;
    2. Personal identifying information, like name, address and account number, as well as other identifying information which we obtain from the consumer’s creditor, credit reports and other skip trace tools, and the consumer;
    3. Characteristics such as age, gender, etc., which we obtain from the consumers creditor and the consumer’s credit report;Retail information, which we obtain from the consumers creditor and the consumer’s credit report;
    4. Internet activity regarding online payments, which we collect if the consumer visits our website of payment portal;
    5. Professional and employment related information which we obtain from the consumers creditor and the credit reporting agencies, and other skip trace sources; and
    6. Educational information, which we obtain from the consumers creditor and the credit reporting agencies, and other skip trace sources.

 

  1. We do not sell any personal information to any third party.  We do disclose information to  credit reporting agencies.

 

  1. The California Consumer Privacy Act provides for the right for consumers to request deletion of their information, subject to various exceptions.  The information that CMR has generally falls within an exception and does not have to be deleted upon request.  Nonetheless, such a request can be made to CMR at 1-888-573-0209. Once we receive your request, we will compare information you provided with the information we already have.  If we can verify that the request came from you, and that the request is not subject to an exception, we will provide the required information.  If we cannot verify that the request came from you, we will notify you.

 

  1. The California Consumer Privacy Act provides for the right to opt out of the sale of personal information. However, we do not sell personal information.

 

  1. The consumer has a right not to receive discriminatory treatment by us for the exercise of the privacy right conferred by the California Consumer Privacy Act.

 

  1. A consumer can designate an authorized agent to make a request under the California Consumer Privacy Act. The consumer must provide either a power of attorney or written authorization.

 

  1. For questions, or to request that this information be provided in an alternative format, we can be reached at 1-888-573-0209 or via email at privacy@cmrfresno.com.

1805 N. Fine Avenue, #105

Fresno, CA 93727

P.O. Box 8438

Fresno, CA 93747

P. (559) 454 – 8900

P. (800) 845 – 8457

F. (559) 454 8691